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Table 6 Results of Difference-in-Difference analysis using two waves of 2007/2010 HUES data

From: Promoting universal financial protection: health insurance for the poor in Georgia – a case study

Outcome variables Single difference Double difference
Coefficient t-statistic Coefficient t-statistic
Service utilisation     
Utilising any services during last 30 days 0.02 2.72** 0.02 1.95*
Utilising medical (curative and preventive) services during last 30 days 0.03 3.99*** 0.02 1.71*
Referring to self-treatment -0.01 -1.25 0 0.47
Outpatient utilization (binary) 0.02 2.16** 0.02 1.18
Inpatient service utilization (binary) 0.02 2.80*** 0.01 1.34
Household expenditure     
Average payment per outpatient visit -24.56 -4.63*** -10.51 -1.3
Monthly self-treatment cost -4.84 -2.77*** -5.3 -2.13**
Average payment per inpatient stay -402.94 -3.50*** -226.93 -1.98*
Monthly chronic disease management costs -4.84 -2.77*** -4.98 -1.96*
Total monthly health care payments -5.65 -4.31*** -27.01 -1.94*
Probability of receiving free benefits     
Outpatient free benefit 0.28 9.04*** 0.18 3.89***
Inpatient free benefit 0.35 7.77*** 0.14 1.77*
  1. *P <0.10, **P <0.05, ***P <0.01.
  2. Source: Gotsadze et al. [31].